Interested in owning a piece of Apple Inc., the tech giant behind the iPhone and MacBook? Indian investors can now easily invest in global companies like Apple through various platforms. This guide explains how to buy Apple shares from India in 2025, step-by-step, and legally benefit from global market opportunities.
1. Understand the Basics of International Investing
Before diving in, it’s essential to understand that Apple Inc. is listed on the NASDAQ stock exchange in the U.S. Buying its shares means investing in foreign equities, which is permitted under the Liberalized Remittance Scheme (LRS) by the Reserve Bank of India (RBI). Indian residents can remit up to $250,000 per year for overseas investments.
2. Choose a Platform to Invest in U.S. Stocks
There are two main types of platforms available:
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International brokers with direct U.S. stock access
Examples: Interactive Brokers, Charles Schwab -
Indian brokers partnered with U.S. platforms
Examples: Groww, INDmoney, Vested, Zerodha (via tie-ups)
These platforms allow you to invest in fractional shares, making Apple shares more affordable.
3. Complete KYC and Open an Account
Once you choose a platform:
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Submit your PAN card, Aadhaar, passport, and bank details
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Complete KYC verification
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Sign LRS declaration forms
Approval typically takes 1–3 business days.
4. Fund Your Overseas Trading Account
You need to transfer INR to USD through a bank offering outward remittance under LRS.
Steps include:
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Logging into your net banking portal
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Selecting the “Remit Funds Abroad” or “Overseas Investment” option
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Mentioning the purpose as “Investment in foreign securities”
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Uploading required documents (LRS form, A2 form, invoice from broker)
Remittance may take 1–2 working days.
5. Buy Apple Shares
Once your USD funds reflect in your brokerage account:
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Search for **“Apple Inc.” or ticker symbol AAPL
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Choose between buying whole or fractional shares
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Review order details and confirm the trade
Most platforms show real-time prices and allow instant execution.
6. Monitor and Manage Your Investment
After purchase:
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Track performance via the broker app
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Consider setting up price alerts or auto-invest plans
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Keep an eye on currency exchange rates, as USD-INR affects your net returns
Also, Apple may pay dividends, which will be credited in USD and may be subject to U.S. withholding tax (usually 25% for Indian investors).
7. Understand Taxation in India
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Capital gains from Apple shares are taxable in India.
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If held for over 24 months, gains are treated as long-term and taxed at 20% with indexation.
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Dividends are taxable at your income slab rate, but foreign taxes can be claimed as a Foreign Tax Credit (FTC).
Consult a tax advisor for precise calculations.
Conclusion
Investing in Apple from India is now seamless with digital platforms and relaxed RBI norms. By understanding how to buy Apple shares from India, you can diversify globally and participate in the growth of one of the world’s most valuable companies. With the right strategy, U.S. stock investing can be a rewarding addition to your portfolio.
